Privacy

PRIVACY POLICY

FACTS	WHAT DOES BANK OF BROOKHAVEN DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Income Account balances Credit history Credit scores Wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Brookhaven chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES BANK OF BROOKHAVEN DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Income
Account balances

Credit history
Credit scores
Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Brookhaven chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Bank of Brookhaven share?	Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes to offer our products and services to you	No	We Don’t Share
For joint marketing with other financial companies	No	We Don’t Share
For our affiliates’ everyday business purposes information about your transactions and experiences	No	We Don’t Share
For our affiliates’ everyday business purposes information about your creditworthiness	No	We Don’t Share
For nonaffiliates to market to you	No	We Don’t Share

WHAT WE DO
How does Bank of Brookhaven protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Bank of Brookhaven collect my personal information?	We collect your personal information, for example, when you Open an account Apply for a loan Use your credit or debit card Give us your contact information Make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law

WHAT WE DO

How does Bank of Brookhaven protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Bank of Brookhaven collect my personal information?

We collect your personal information, for example, when you

Open an account
Apply for a loan
Use your credit or debit card

Give us your contact information
Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law

DEFINITIONS
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Bank of Brookhaven does not share with nonaffiliates so they can market to you.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Bank of Brookhaven has no affiliates.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Bank of Brookhaven doesn’t jointly market.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Bank of Brookhaven does not share with nonaffiliates so they can market to you.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Bank of Brookhaven has no affiliates.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Bank of Brookhaven doesn’t jointly market.

OTHER IMPORTANT INFORMATION

For Mississippi Customers.We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.