Personal Checking Accounts in Brookhaven MS
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TYPES OF PERSONAL CHECKING ACCOUNTS
CHARTER CHECKING ACCOUNT
If your balance falls below $300.00 on any day in the monthly statement cycle we will impose a service charge fee of $9.00 once during the statement cycle.
If your balance is at least $300.00 on every day in the monthly statement cycle but falls below $500.00 on any day during the monthly statement cycle we will impose a service charge fee of $7.00 once during the statement cycle.
If your balance is at least $500.00 on every day in the monthly statement cycle but falls below $700.00 on any day during the monthly statement cycle we will impose a service charge fee of $5.00 once during the statement cycle.
If your balance is above $700.00 on every day in the monthly statement cycle we will not charge a fee during the statement cycle.
These fees will not apply to students age 23 or under.
CLASSIC LIFE CHECKING ACCOUNT
A service charge fee will be charged to this account each statement cycle depending on the amount of accidental death and dismemberment insurance coverage obtained.
$10,000.00 coverage – $9.00
$20,000.00 coverage – $10.00
Additional benefits are provided with this account. Please inquire for details.
CHOICE CHECKING ACCOUNT
A service charge of $0.50 will be charged each monthly statement cycle.
A per item fee of $0.12 will be charged for each debit transaction (withdrawal), check paid, automatic transfer or payment out of this account.
PLATINUM PLUS CHECKING ACCOUNT (62 years of age or over)
No monthly service charge.
Unlimited check writing.
Free first order of Checks
No Monthly Service Charge for Students up to age 23.
See more details here.
BONUS CHECKING ACCOUNT
Pays interest (contact us for current rates). Must maintain $2,500.00 balance to obtain disclosed APY.
A service charge of $20.00 will be charged each monthly statement cycle the balance falls below $2,500.00.
Unlimited check writing privileges with no per check fees.
BUSINESS CHECKING ACCOUNT
$10.00 per month service charge
$0.14 for each on us or foreign item deposited
$0.14 for each check written
$0.10 credit per $100 of minimum balance, given to offset all or some of your monthly fee.
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
- Must deposit $100 to open an account
- Check Printing (fee depends on style of check ordered)
- Official checks $10.00
- An account is dormant if for 12 months you have made no deposits or withdrawals to the account. Dormant accounts will be assessed a $8.00 service charge based on account type.
- Account Research $15.00 per hour with a $10.00 minimum
- Account balancing assistance $10.00 per hour with a $10.00 minimum
- Stop payments (all items) $20.00
- Domestic wire transfers $20.00
- Foreign wire transfers $45.00
The Categories of transactions for which an overdraft fee may be imposed are those by any of the following means: checks, in-person withdrawal, ATM withdrawal, or other means.
OverDraft-each overdraft paid………. $38.50
NSF paid Item Fee – each…………… $38.50
NSF Return Item Fee-each……………$38.50
We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal of Checking Accounts.